Florida requires motorcycles to have property damage (pays the other person’s property) and bodily injury (pays someone they hurt).

Your license can be suspended if you are in an accident and don’t have this insurance, even if you are not at fault. We urge people to consider medical payments coverage (pays their own medical bills in an accident) and uninsured motorist coverage (pays their pain, suffering, lost wages and other damage) when hitting someone with little or no insurance on their own car.